PAY AT CLOSE
Great news for our agent partners: you can now pay for your listing media at closing! We’ve partnered with TITUS to make it quick and seamless.
With our new PAY AT CLOSE option, you can order any media package today and pay later with TITUS. It’s the fastest way to fund your listing media through escrow.
Here’s how it works:
Complete a short 2-min application, get an instant decision with funds available today.
Order any media package as usual - and we’ll get it shot for you.
When we deliver your media, just click “Pay $0 Now” to defer payment til close, and download your media.
TITUS pays us immediately.
You repay TITUS when the home sells — plus a small flat fee 0% to 8%.
(Titus says most agents qualify for 0%.)
Benefits to our Agents:
Rates as low as 0% for qualified agents
No upfront costs - preserves your cash flow
No impact on your credit
Now, without the pressure of tight cash flow your listing media can work harder than ever.
Offer available to real estate agents who qualify through TITUS. Loans are provided by TITUS.
Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by TITUS.
Rules and exclusions apply.
Subject to terms and conditions.
Pay at close with TITUS
Apply now - get an instant decision
Get approved and access funds today
No impact on your credit
Rates starting at 0%
FAQ
What happens if the home doesn’t sell?
For agents, after 6 months you can either repay or even roll the expense to another listing commission for a small fee.
For homeowners, after 6 months you can either repay or extend for another 6 months at an 18% annual interest rate. If your home doesn’t sell within that time, you’ll need to repay the loan.
How does the fee work?
When the home sells, Titus is repaid for any funds used plus a flat fee. For example, if $1,000 is spent on listing media with a 4% fee. Titus is repaid $1,040 when the home sells.
Will using TITUS affect my credit?
Titus performs a soft credit pull, which does not impact your credit score. However, if the loan is not repaid on time, Titus may report the delinquency to credit bureaus, which could affect your credit score.
What do I need to qualify for Pay At Close?
To qualify, agents must:
• Meet a minimum credit score
• Have an active real estate license
• Have a signed listing agreement
To qualify, homeowners must:
• Meet a minimum credit score (varies by state)
• Own the property being listed
• Have a loan-to-value ratio below 90%
• Have a signed listing agreement with your real estate agent
What is the most I can defer till close?
Agents can qualify for up to $25,000 based on the expected commission amount.
Approved homeowners will qualify for $25,000 or $50,000 depending on their home equity.
